Ramp

5/5 stars

A platform for managing corporate cards, expense tracking, vendor management, and bill payments, with comprehensive financial insights.

Pros

Ease of Use and Integration
Comprehensive Expense Management

Cons

Limited Mobile App Functionality
Learning Curve for New Features

The Bottom Line

Ramp is ideal for startups and businesses on a tight budget with its free plan that offers enough features for basic expense management.

This page may contain affiliate links. Our assessments are grounded solely in the product’s merits and performance.

Plans & Pricing

Ramp

Billed annually

$0/per user per month

Unlimited cards and smart controls
Automated expense management
Vendor management and accounts payable
Accounting software sync
Real-time saving insights

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Ramp Plus

Billed Annually

$12/per user per month

Everything in Ramp, plus:
Custom controls and advanced user roles
Unlimited customizable workflows
Procurement automation and PO management
International capabilities

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Ramp Enterprise

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Custom/

Everything in Ramp Plus, plus:
Custom implementation
Enterprise ERP integrations
Local card issuance
SOX compliance customizations

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Pricing information is retrieved from publicly accessible pricing materials. The actual cost may vary based on specific plans chosen. Always check directly with the seller for the final quote.

Pricing information last updated March 7, 2024.

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Product Review

Ramp is celebrated for making finance operations more efficient and providing valuable insights into spending and savings opportunities. Its automation and easy integration with existing systems make it a compelling choice for businesses looking to optimize their expense management.

Here are some of its key features:

Corporate Cards with Controls: Issue new physical or virtual cards with customized limits and controls.
Accounting Integrations: Seamlessly reconcile spending with powerful accounting software integrations.
Spend Visibility: Track vendor expenses, predict upcoming costs, and view spending changes over time.
Real-time Reporting: Access instant spending reports and automatically generated savings insights.
Slack Integration: Manage cards and transactions directly from Slack.
Expense Submission and Categorization: Automatic expense submission via email or text, with OCR technology for digitizing invoices.
Accounts Payable Management: Email or upload PDF invoices, create and approve bills quickly, and automate payments.

Best for: Tight Budgets

Ramp stands out for small to mid-sized businesses, startups, and those aiming for streamlined financial management without extra fees. Its strong suit is providing a comprehensive, easy-to-use platform for expense management, card issuance, and integrating with accounting systems, ideal for entities keen on real-time financial insights and automated savings.

While it excels in these areas, companies needing a full-scale accounting solution or those with complex, custom financial requirements might find Ramp less fitting. Essentially, Ramp is perfect for businesses seeking simplicity and efficiency in their financial processes but may not satisfy those looking for extensive accounting functionalities or accounts receivable support.

Why We Love It:

Ease of Use: Ramp is praised for its user-friendly interface, making it easy for companies of all sizes to manage their expenses efficiently. Users find the platform more intuitive compared to competitors, enhancing the overall experience.

Comprehensive Expense Management: From issuing corporate cards to managing vendor payments and integrating with accounting software, Ramp offers a one-stop solution for all expense management needs. The platform’s ability to handle everything from card issuance to spend analysis in one place is a major plus.

Real-Time Insights and Savings: Ramp provides real-time reporting and automated savings insights, allowing businesses to monitor spending as it happens and identify opportunities to save. This proactive approach to expense management is highly valued by users.

Seamless Integrations: The ability to integrate with popular accounting platforms like QuickBooks, Xero, and Sage streamlines the reconciliation process, making financial management more efficient and less time-consuming.

Innovative Features and Rewards: Features such as automatic expense submission, smart category mapping, and the ability to earn 1.5% cash back on every transaction set Ramp apart. These functionalities not only simplify the expense management process but also add tangible value to businesses through savings and rewards.