Atmos Business Visa
4/5 stars
A solid airline business card for small businesses that fly frequently with Alaska Airlines or Hawaiian Airlines and want valuable travel perks and companion fares at a relatively low annual fee.
Pros
- Generous welcome offer: bonus points + $99 companion fare.
- Free checked bag and priority boarding for cardholder and up to six travel companions.
- 3x points on eligible Alaska & Hawaiian Airlines purchases.
- 20% back on inflight purchases.
- No foreign transaction fees.
Cons
- Companion fare and top perks require annual spending thresholds.
- Rewards outside airline categories are modest.
- Employee cards come with a separate fee.
The Bottom Line
If you already fly frequently with Alaska and Hawaiian Airlines, make the most of your travels with the Atmos Business Visa.
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Plans & Pricing
Atmos Business Visa
$70/per year
- Annual Fee: $70 for the company and $25 per card issued
- APR: ~19.74%–27.74% variable APR
- Cash Advance APR: 29.49% variable APR
Continue on Alaska Airlines website
Intro Offer:
60,000 Bonus Miles and Atmos’s Famous Companion Fare ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
Rewards:
- Earn 3 miles for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit purchases
- Earn 1 mile for every $1 spent on all other purchases.
Points are Atmos Rewards points that can be redeemed for flights on Alaska, Hawaiian, and partner airlines, often at competitive award pricing, including on oneworld alliance partners.
Eligibility
Generally requires good to excellent credit. Businesses should have a history of credit use and financial stability to qualify.
Pricing information is retrieved from publicly accessible pricing materials. The actual cost may vary based on specific plans chosen. Always check directly with the seller for the final quote.
Pricing information last updated January 5, 2026.
Eligibility requirements mentioned are for informational purposes only and are sourced from publicly accessible information. Final eligibility for any product or service is determined solely by the vendor or service provider.
Product Review
The Atmos Rewards Visa Signature® Business Card is Bank of America’s business airline card tied to the Atmos Rewards program, the unified loyalty program for Alaska Airlines and Hawaiian Airlines. It replaces the old Alaska Airlines Business Visa with largely the same benefits plus updated branding. The card earns bonus points on airline purchases and useful bonus categories like gas and shipping, but its most distinctive value comes from travel perks: free checked bags for you and up to six guests, priority boarding, and the ability to qualify each year for a companion fare after a modest annual spend. While its everyday earning rates outside airline travel aren’t as competitive as general business cards, the travel benefits can offset the modest annual fee for the right user.
Best for: Business Travelers Already Flying with Alaska or Hawaiian Airlines
The Atmos Business Card is best for small businesses that regularly fly with Alaska Airlines or Hawaiian Airlines, especially those that:
- Prefer airline-specific perks over broad travel or cash rewards.
- Want consistent savings on baggage, boarding, and inflight purchases.
- Value the annual Companion Fare and can meet the spending requirement to qualify.
The free checked bags and companion fare alone can justify the card for frequent flyers, especially businesses that send multiple travelers at once. However, frequent flyers whose travel isn’t tied to Alaska or Hawaiian’s route networks may prefer more flexible travel rewards cards.
Why We Love It:
What sets this card apart is its practical travel perks that save money directly on airline costs, not just points that must be redeemed later. The combination of annual companion fares, free checked bags for multiple travelers, priority boarding, and bonus points on airline and business-related spending makes it a compelling choice for businesses with regular air travel needs within the Alaska and Hawaiian networks. These perks often translate into tangible savings that go beyond typical rewards earning.
Atmos Business Visa
If you already fly frequently with Alaska and Hawaiian Airlines, make the most of your travels with the Atmos Rewards Visa.
Atmos Business Visa
A solid airline business card for small businesses that fly frequently with Alaska Airlines or Hawaiian Airlines and want valuable travel perks and companion fares at a relatively low annual fee.
Continue on Alaska Airlines website
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