Capital One Venture X Business
4/5 stars
A premium travel rewards business card with features to enhance the travel experience while offering value that can justify its annual fee.
Pros
- Elevated travel rewards and perks
- Flexible spend capacity with no preset spend limit
- Free employee and virtual cards
Cons
- High annual fee
- Higher credit requirements
The Bottom Line
The Capital One Venture X Business card is great for business owners that need to travel frequently.
This page may contain affiliate links. Our assessments are grounded solely in the product’s merits and performance.
Plans & Pricing
Capital One Venture X Business
$395/per year
- APR: None, balances must be paid in full each statement period
- Foreign Transaction Fees: None
- Late Payment Fees: 2.99% of the unpaid portion of your minimum payment
Continue on Capital One website
Intro Offer:
Earn a 150,000 mile bonus (equivalent to $1,500 in travel) when you spend $30,000 in the first 3 months.
Rewards:
- 2x miles on every purchase
- 5x miles on flights booked through Capital One Travel
- 10x miles on hotels and rental cars booked through Capital One Travel
- $300 annual travel credit for bookings through Capital One Travel
- 10,000 bonus miles every year on your anniversary
- TSA PreCheck or Global Entry statement credit
- Complimentary Priority Pass membership
Eligibility
The Venture X Business card eligibility is determined by the business owner’s personal credit information. In general, you’ll need an excellent credit score to qualify for the card.
Pricing information is retrieved from publicly accessible pricing materials. The actual cost may vary based on specific plans chosen. Always check directly with the seller for the final quote.
Pricing information last updated March 7, 2024.
Eigibility requirements mentioned are for informational purposes only and are sourced from publicly accessible information. Final eligibility for any product or service is determined solely by the vendor or service provider.
Product Review
The Capital One Venture X Business card is a premium travel rewards credit card, bringing over many of the benefits it is known for from its consumer counterpart with business-specific features like employee access. With a strong emphasis on travel, business owners can get elevated travel experiences with benefits like lounge access, TSA PreCheck, and great rewards on travel expenses.
Here are some of its key features:
- Price Drop Protection: Receive up to $50 in travel credit if the price of your flight drops from when they recommend booking.
- Account Managers: Assign an account manager to keep tabs on spending and resolve any problems.
- Vendor Payments: Pay your vendors, even those that don’t accept credit cards, from one place.
The Venture X Business card does require balances to be paid in full every month, so you’ll need to ensure that your cash flow can support that. On the bright side, it means no APR or interest rates. However, you will need to be on top of your bookkeeping to ensure that you have sufficient funds at all times.
Best for: Frequent Travelers
The Venture X Business card is best suited for mid-sized to larger businesses with frequent travel requirements, where the card’s travel rewards and perks can be fully leveraged. Companies that value premium travel benefits like lounge access and travel insurance, and those looking to simplify travel expense management, would find the card particularly beneficial.
Businesses that do not prioritize travel and want to minimize annual fees should consider another card.
Why we love it:
- Comprehensive Travel Coverage: Offering peace of mind and comfortable travel during business trips.
- Rewarding Travel Spend: Earning significant rewards on travel, which can be reinvested in future business travel.
- Expense Management Features: Simplifying tracking and categorizing business expenses.
Capital One Venture X Business
The Capital One Venture X Business card is great for business owners that need to travel frequently.
Venture X Business
A premium travel rewards business card with features to enhance the travel experience while offering value that can justify its annual fee.
Continue on Capital One website
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