AmEx Hilton Honors Business Card
3.5/5 stars
A card that rewards frequent Hilton guests with points, Gold status perks, and travel protections.
Pros
- Uncapped free nights
- Compounding points with complimentary Hilton Honors Gold status
- High-value welcome offer
- Relatively low annual fee
Cons
- No intro APR offer
- High spending commitment to unlock some perks
- Points have a relatively low redemption and partner transfer value compared to other hotel cards
- American Express isn’t always accepted by merchants abroad
The Bottom Line
With the AmEx Hilton Honors Business Card, the more you spend, the more you earn. If you’re not willing to hit the $60,000 threshold to unlock the most valuable points, you may want to reconsider if this is the best card for your business. If you are willing to spend big, the rewards can certainly shape up to be worth the pain.
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Plans & Pricing
AmEx Hilton Honors Business
$95/per year
- APR: 20.99% - 29.99% Variable APR
Intro Offer:
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
Rewards:
Earn:
- 12X directly with hotels & resorts in the Hilton portfolio (Plus the card grants you complimentary Gold status in the Hilton Honors program, which includes an 80% bonus on base points. So, when you pay for a room at a qualifying Hilton property using your card, you earn 30X points in total: 12X points from the card’s base rewards, 10X base points as a Hilton Honors program member, and an additional 8X bonus points through Gold status.)
- 6x on U.S. gas stations, U.S. restaurants, U.S. wireless telephone services, U.S. shipping purchases, car rentals from select companies and flights booked directly with airlines or through Amex Travel
- 3x on all other eligible purchases.
Uncapped Free Nights: Receive a free night of any value after spending $15,000 and $60,000 in a calendar year, plus get your fifth night free with points bookings. Other hotel programs often restrict the value of free night redemptions, so this is a rare perk!
Eligibility
Recommended Credit: 670-850
Pricing information is retrieved from publicly accessible pricing materials. The actual cost may vary based on specific plans chosen. Always check directly with the seller for the final quote.
Pricing information last updated March 7, 2024.
Eigibility requirements mentioned are for informational purposes only and are sourced from publicly accessible information. Final eligibility for any product or service is determined solely by the vendor or service provider.
Product Review
It goes without saying that the AmEx Hilton Honors Business Card is not the best option if you don’t intend to stay at Hilton properties. It’s not as obvious that this card might not be for you if you don’t expect to spend big. The cliff to unlock some of the card’s most valuable perks is $60,000, so take a look at your spending plan and make sure you plan to exceed that number.
Here are some of its key features:
- Complimentary Hilton Honors Gold Status & Path to Diamond Status: upgrade to diamond status after spending $40,000 in a calendar year
- Transfer Points: transfer points to partner airlines, or redeem points for Lyft rides and rental cars
- Lounge Access: 10 complimentary Priority Pass entrances to lounges each year
- Travel Protections and Benefits: Includes secondary car rental insurance, baggage insurance plan, and travel accident insurance.
- Purchase Protections: Benefits such as extended warranty, purchase protection, and dispute resolution.
- No Foreign Transaction Fees: Ideal for international travel.
- Expense Management: Access tools like integration with Quickbooks and Employee Hilton Honors Business Cards.
Best for: Business Travelers Planning to Spend Over $60,000 This Year
The value of the benefits heavily depends on how frequently you travel and stay at Hilton properties, but depending on your business, it could be worth it!
Why we love it:
- Status Upgrades: Automatic Gold status and a clear pathway to Diamond status, the program’s highest tier.
- Points: Opportunity to earn free weekend night rewards can be used for business development, employee incentives, or personal relaxation.
- Expense Management Tools: Access to features like the ability to set spending limits, designate an account manager, and access to detailed spending reports.
AmEx Hilton Honors Business
With the AmEx Hilton Honors Business Card, the more you spend, the more you earn. If you are willing to spend big, the rewards can certainly shape up to be worth the pain.
Hilton Honors Business
A card that rewards frequent Hilton guests with points, Gold status perks, and travel protections.
Continue on American Express website
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