4/5 stars

A stripped-down and user-friendly accounting software with a free version.



  • Easy to use
  • Several affordable tiers, including a free tier


    • Limited integrations available
    • Fast-growing companies may outgrow the functionality

    The Bottom Line

    The simple user interface and affordable price of this product make it a great fit for freelancers and small businesses with relatively straightforward accounting needs.

    This page may contain affiliate links. Our assessments are grounded solely in the product’s merits and performance.

    Plans & Pricing

    Pricing information is retrieved from publicly accessible pricing materials. The actual cost may vary based on specific plans chosen. Always check directly with the seller for the final quote.

    Pricing information last updated March 7, 2024.

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    Product Review

    Sole proprietors, consultants, and freelancers will find ZipBooks to be just their size. Even on their free plan, you’ll be able to manage bookkeeping, invoicing, and payments. More advanced (but still affordable) plans add time tracking, multiple team members, multiple bank accounts, and basic reporting.

    The user interface is clean and easy to master. Users have reported that it can be set up in just a few minutes. Features that freelancers and consultants use a lot – like time tracking – are very centrally located.

    There are some things you won’t find, however. Unlike QuickBooks, you’ll find no inventory management or budgeting tools. Support is limited to a chat function. And, you’ll find no robust ecosystem of supporting finance and HR integrations.

    While we recommend this product primarily to freelancers or sole proprietors, it does integrate nicely with Gusto Payroll, so it’s possible to use ZipBooks for a small business with a few employees.


    Why we love it:

    • Affordability: With a relatively robust free plan and affordable paid plans, this is a great value product.
    • User Interface: It’s simple, minimalistic, and easy to learn.
    • Focus: It’s not for everyone, but that means it works great for its intended audience: very small businesses, consultants, freelancers, and sole proprietors.


    A stripped-down and user-friendly accounting software with a free version.



    1 account & 1 bank account. Unlimited invoices, vendors, and customers. Basic reports.

    Continue on ZipBooks website



    5 accounts, automated reminders, recurring invoices, multiple bank accounts

    Continue on ZipBooks website



    Unlimited users, additional reports, “smart tagging” and custom categories.

    Continue on ZipBooks website


    Custom pricing

    Text from ZipBooks, track time, export financial packages, and manage multiple clients.

    Continue on ZipBooks website

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    A well-balanced accounting product, particularly when integrated with the rest of the Zoho Suite.

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